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Household Finance App
Accounts
No accounts yet. Add one below to start importing transactions.
Categories
No categories yet. Add some below before assigning categories to transactions or setting budget targets.
Automatic categorization rules
If a transaction's description contains the text below, it's automatically assigned to the category you pick -- no need to categorize the same merchant by hand every time it shows up in an import. This never overwrites a transaction that already has a category.
Apply rules to existing uncategorized transactions
Runs your rules above, once, against every transaction that doesn't have a category yet. Transactions that already have a category are never touched.
Import transactions
Match your file's columns
These are the column headers found in your file. Tell the app which one is which.
Preview
Date
Description
Amount
This is a best-effort reading of the statement. Check each row, fix anything wrong, delete anything that isn't a real transaction, and add a row for anything missed, before importing.
Date
Description
Amount
Transactions
No transactions to show.
Date
Description
Amount
Category
Recurring charges
Scans your transaction history for charges that repeat on a regular schedule -- subscriptions, memberships, bills, or anything else that happens over and over. The amount doesn't need to stay the same (a utility bill won't), so review the list and only save what you actually want tracked.
possible recurring charge(s) found
Review each one below. Uncheck anything that isn't really recurring, fix the frequency or amount if needed, then save the rest.
Description
Frequency
Amount
Range seen
Seen
Next expected
Tracked recurring charges
No recurring charges saved yet -- scan above to find some.
Description
Frequency
Amount
Next expected
Status
Upcoming bills
Bills expected soon, calculated from your tracked recurring charges and your actual transaction history -- not from a date saved once and never checked again. A bill flagged "may have changed" hasn't shown up on schedule under the description this app expects; check whether it's still charging under a different description before assuming it stopped.
Low-balance alert
Set a dollar amount. If your balance is below this, or an upcoming bill would take it below this (or below zero), you'll see a warning below.
No active recurring charges tracked yet -- add some from the Recurring charges section above to see them here.
Description
Frequency
Expected amount
Next due
Budget
Set category targets for
Category
Kind
Target amount
Overview for
Category
Target
Actual
Remaining
Free trials
Log a free trial by hand -- there's no real charge yet for the app to find on its own. Once you notice real charges starting under the same name (check the Recurring tab), come back here and mark it converted so it stops being tracked as a trial.
No free trials logged yet.
Cash-flow forecast
A day-by-day projection of your account balance, built from your real current balance, every occurrence of your tracked recurring charges expected in the window below, and your typical everyday spending (see the breakdown below) -- not just subscriptions and bills.
Typical everyday spending
Cutoff for large transactions
A single transaction larger than this amount, in either direction, is left out of the everyday averages above -- a one-time tax refund or an annual insurance payment shouldn't be spread across every future day as if it happens daily. It's still shown below, not hidden.
Not included in your daily averages
If one of these repeats regularly rather than being a true one-time event, consider registering it as a recurring charge in the Recurring tab -- the forecast can track a real repeating amount far more precisely than any average.
Charges that may have changed
These recurring charges haven't shown up on schedule, so their future dates in this forecast are a guess. Review each one and choose whether the forecast should keep projecting it forward or leave it out until it charges again for real.
Date
Balance
What's expected that day
Debt payoff planner
Track what your household owes, then compare two payoff strategies: snowball (smallest balance first) and avalanche (highest interest rate first).
Your debts
No debts tracked yet. Add one below to see your payoff plan.
Add a debt
Monthly extra payment
Beyond every debt's minimum, how much can your household put toward debt each month? This amount is shared by both strategies below.